The Benazir Kafalat Program is a flagship initiative of the Government of Pakistan designed to provide financial assistance to the poorest families in the country. Launched in 2008, the program has become the largest cash transfer program in Pakistan’s history. This article will explore the Benazir Sponsorship Program in detail, explaining how it works, who is eligible, and how you can apply.
Introduction
The Benazir Kafalat program is part of the Benazir Income Support Program (BISP), which was established to help alleviate poverty and empower women in Pakistan. The program provides financial assistance to families who are struggling to make ends meet, helping them meet basic needs such as food, health care, and education.
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Objectives of the Benazir Kafalat Program
Short Term Goals:
Immediate financial assistance should be given to poor families.
Help families cope with economic challenges such as inflation and food shortages.
Long Term Goals:
Eradication of extreme and chronic poverty in Pakistan.
Empower women by providing financial resources and independence.
Growth and influence
Since its inception, the Benazir Sponsorship Program has expanded significantly. Initially providing Rs. 3,000 per quarter to each beneficiary, the stipend has increased over time to Rs. 8,500 per quarter by 2024. The program currently supports nearly 9 million families across Pakistan, making a significant impact in reducing poverty and improving quality of life.
Eligibility Criteria
To ensure that financial assistance reaches those who need it most, the Benazir Sponsorship Program has specific eligibility criteria. The program uses the Proxy Means Test (PMT) to identify eligible families based on socioeconomic status.
Proxy Man Test (PMT)
Proxy Means Test (PMT) is a scientific method used to estimate the socioeconomic status of households. It takes into account various factors such as income, household size, and living conditions. The welfare status of a household is determined on a scale of 0 to 100.
Eligibility Scores
General Eligibility: Families with a PMT score of 32 or less are eligible for the program.
Differently Handicapped Families: For families with differently-abled individuals, the PMT cut-off score is slightly higher at 37.
Transgender Persons: Transgender persons can also benefit from this program. They should have a CNIC (Computerized National Identity Card) from NADRA (National Database and Registration Authority) showing their gender as transgender. PMT cutoff restrictions have been relaxed for them.
How does PMT work?
The PMT score is determined through a survey conducted by BISP officials. This survey collects detailed information about the home, including:
- Monthly income
- Employment status
- Number of dependents
- living conditions
- Access to basic services (eg, water, electricity)
- Based on this information, a PMT score is calculated to determine a household’s eligibility for the program.
How to apply to the Benazir Kafalat Program
Applying for the Benazir Kafalat program involves several steps to ensure that only eligible families receive financial assistance. Here is a step-by-step guide on how to apply for the program in 2024:
| Step | Details |
|---|---|
| Step 1: Check if you’re eligible | Before starting the application process, make sure you meet the eligibility criteria: |
| – Normal families should have a PMT score of 32 or less. | |
| – Families with differently abled members must have a PMT score of 37 or less. | |
| – Transgender women must have a NADRA identity card showing their gender as transgender. | |
| Step 2: Collect necessary documents | Prepare the following documents before going to the registration center: |
| – Applicant’s CNIC (Computerized National Identity Card) | |
| – NSER (National Socio-Economic Registry) household survey data, if available. | |
| – Any additional documents that the Registration Center may require. | |
| Step 3: Go to Benazir Registration Center | If your application is approved, you will receive a notification confirming your eligibility and inclusion in the Benazir Sponsorship Program. |
| Step 4: Complete the survey | Participate in BISP Officials Survey. This survey will collect detailed information about your household to assess your socio-economic status. |
| Step 5: Wait for confirmation | After the survey is completed, your data will be sent for verification. This process ensures that all information provided is accurate and eligible families receive assistance. |
| Data of transgender applicants will be verified and authenticated by NADRA. | |
| Step 6: Receive the notification | After the survey is completed, your data will be sent for verification. This process ensures that all information provided is accurate and that eligible families receive assistance. |
| Step 7: Do Biometric Verification | Visit the assigned partner bank (HBL for Punjab, Sindh, and Baluchistan; Bank Alfalah for KP, GB, and AJK) for Biometric Verification System (BVS) to authenticate your identity. This step ensures that the assistance reaches the correct beneficiary. |
| Step 8: Start Receiving Payments | Once your biometric verification is complete, you will start receiving the cash assistance of Rs. 8,500 per quarter through the designated partner bank. |
Important Contacts:
If you need assistance or have any questions about the application process, you can contact the following:
Toll-Free Helpline: 0800-26477
Nearest BISP Tehsil Office: Visit for in-person help
Additional Information:
Transgender Inclusion
Transgender individuals are eligible for the Benazir Kafaalat Programme, provided they have a CNIC from NADRA that clearly states their gender as transgender. They need to participate in the survey and undergo the same verification process as other applicants. The PMT score requirements are relaxed for transgender applicants, making qualifying for the program easier.
How to apply for Benazir income support in 2024?
To Apply BISP Send your CNIC to 8171.
How do I register for BISP online?
Visit the official website https://8171.bisp.gov.pk/.